How employees manage expenses at work is changing. And it’s not just about replacing spreadsheets with smarter tools—it’s about how businesses of all sizes are shifting expense responsibilities, adopting new tools, and navigating different levels of digital maturity across markets.
The 2025 state of expense management report offers a snapshot of how the expense management landscape is evolving across ten markets. Based on a comparison of 2022 and 2024 data, the report explores how expense responsibilities are shifting, which tools are gaining traction (and which are declining), and how the pace of digital transformation varies across markets and regions.
Two things are clear: more employees are responsible for managing expenses, and more businesses are turning to digital tools to support them.
Why does this matter?
As expense responsibilities expand across teams, businesses need scalable, intuitive tools to keep up. Companies still relying on outdated, manual tools risk inefficiency and may fall behind more agile, tech-enabled competitors.
And the shift is happening everywhere. The report reveals how markets are moving at different speeds—in some markets, businesses are moving directly from manual tools to expense apps. Others are taking a more gradual or dual approach. But, the direction is the same: toward mobile-first, digital expense management.
👉 Download the full report to explore what’s changing, where it’s happening, and what it means for the future of expense management.
📺 Also, watch the 25-minute webinar for a walkthrough of the findings—plus a sneak peek at real-time behavioural data from Findity.
